FIRE DAMAGE
INSURANCE CLAIMS

Fire and smoke damage claims are among the largest and most complex homeowners insurance claims. Let Greene Group Construction Corp. lead the entire process — from emergency board-up through final rebuild.

📞 Call (631) 532-7346 Free Claim Review →
🔥 Fire Restoration Experts
📋 All Major Insurers
🏗️ Full Structural Rebuild
🏠 Nassau & Suffolk County

Navigating Your Fire Damage Claim

A house fire is one of the most traumatic events a homeowner can experience — and then the insurance process begins. Fire damage claims are the largest, most complex, and most frequently disputed homeowners insurance claims. The scope typically includes structural damage, smoke and soot contamination throughout the entire home, water damage from firefighting, content loss, and temporary living expenses while your home is restored.

Greene Group Construction Corp. has managed complete fire damage restorations across Long Island for over 15 years. We step in immediately — providing emergency board-up and tarping to secure your property, then building the comprehensive damage scope your insurance company needs to fund a full restoration.

Most Long Island homeowners who experience a fire are dealing with an insurance claim for the first time in their lives, at the worst possible moment. We take the burden of the claims process entirely off your shoulders so you can focus on your family.

⚠️ Do Not Start Cleaning Before Documenting

The instinct after a fire is to start cleaning up. Do not do this before thorough documentation — removing soot, debris, or damaged materials before an adjuster sees the damage can significantly reduce your settlement. Call us first.

✅ What Fire Damage Claims Can Cover

Structural repair and rebuild · Smoke and soot remediation throughout the home · Water damage from firefighting · Content replacement (furniture, electronics, clothing) · Additional Living Expenses (ALE) while displaced · Temporary board-up and security · Odor elimination · HVAC cleaning and restoration

📋 Our Fire Claim Process

Emergency board-up & secure · Full photographic documentation · Structural assessment · Smoke & soot scope · Content inventory · ALE calculation · Insurance-standard damage report · Adjuster meeting · Supplement filing · Complete restoration

🏠 Additional Living Expenses

If your home is uninhabitable after a fire, your policy likely includes ALE coverage — paying for a hotel, rental, meals, and other costs while your home is restored. We help you document and maximize this coverage from day one.

Fire Damage Claim FAQ

I only had a small kitchen fire — is it worth filing a claim?

Almost always yes. Kitchen fires cause far more damage than they appear — smoke and soot travel through HVAC systems and penetrate walls, ceilings, and contents throughout the home. Even a "small" fire can result in a $30,000–$80,000 restoration scope. Call us for a free assessment.

Will the insurance company cover the full cost to rebuild?

If you have Replacement Cost Value (RCV) coverage, yes — they cover the full cost to restore your home to pre-loss condition. If you have Actual Cash Value (ACV), they deduct depreciation. We help you identify your coverage and push for the maximum payout.

How long does a fire damage claim and restoration take?

It depends on the scope. A kitchen fire restoration typically takes 4–8 weeks. Significant structural fire damage can take 3–6 months. We keep your insurance company on schedule and document every step so there are no delays in payment.

Can I choose my own contractor for fire restoration?

Yes — in New York, you have the right to choose your own licensed contractor for insurance restoration work. You do not have to use the contractor your insurance company recommends. Call Greene Group Construction Corp. and we'll work directly with your insurer.

FIRE DAMAGE? CALL US FIRST

We respond immediately — emergency board-up, full documentation, and claim management from day one.

(631) 532-7346