Helping Long Island homeowners get full insurance coverage for storm-damaged, wind-damaged, and hail-damaged roofs across Nassau and Suffolk County.
Most Long Island homeowners don't realize their roof damage is fully covered — until they get an underpaid claim. Standard homeowners insurance covers sudden and accidental roof damage from wind, hail, falling trees, and storm events. What it doesn't cover is normal wear and tear — and insurance companies often try to classify legitimate storm damage as "wear and tear" to reduce your payout.
Greene Group Construction Corp. has helped hundreds of Nassau and Suffolk County homeowners fight back against underpaid roof claims. As a GAF-certified roofing contractor, our damage assessments carry significant weight with insurance adjusters — we know exactly what to document and how to present it.
Long Island is particularly vulnerable to roof damage from nor'easters, tropical storms, hail, and high winds. If your roof has sustained any damage in the past few years, a storm event is likely responsible — even if you didn't notice it right away.
Initial insurance estimates for roof damage are frequently too low. Insurance adjusters are trained to minimize payouts. Having a licensed, certified roofing contractor document and advocate for your damage significantly increases your final settlement.
Wind damage · Hail damage · Falling trees or branches · Storm damage · Ice dam damage · Lightning strikes · Structural damage from covered events
Normal wear and tear · Age-related deterioration · Lack of maintenance · Flood damage (requires separate policy)
High-resolution photo evidence · Written damage assessment · Storm date correlation · Full scope-of-work estimate · Insurance-standard format reporting
Allstate · State Farm · GEICO · Liberty Mutual · Travelers · Nationwide · USAA · Farmers · Chubb · AIG · All major carriers
If the damage was caused by a storm, high winds, hail, or a falling tree, it's almost certainly covered. Call us for a free inspection — we'll tell you exactly what we see and whether it warrants a claim before you involve your insurer.
In New York, insurers cannot raise your rates solely because you filed one weather-related claim. We can help you evaluate whether a claim makes financial sense given your deductible and coverage.
Yes, though older roofs may be settled on an Actual Cash Value (ACV) basis rather than Replacement Cost Value (RCV). We help you push for RCV coverage when available.
Most New York policies require you to file within 2 years of the damage event, but the sooner the better — evidence degrades and storm date correlation becomes harder over time.
This is the most common tactic to underpay claims. We prepare a supplement with additional documentation and, if needed, can refer you to a licensed public adjuster to dispute the finding.
We'll inspect your roof, document the damage, and tell you exactly what you're entitled to — free, no obligation.
(631) 532-7346